Find a Home

How to buy a home

How to sell a home

10 common mistakes first-time buyers make

How to buy a home (New or Resale):

1. Call us
   Call Ken Dluhy & Associates to discuss what you are looking for in a home. We will either schedule a time for you to do a computer search of all available homes, or we will search for you and email, fax, or mail the printouts to you.
2. Know your limits
   Get pre-qualified by a lender to find out your loan limits and decide how much you want to spend.
3. Decide what you want
   Narrow down the properties to the ones you would like to see and set up a time for one of our agents to take you through them.
4. Write an offer
   Once you find the home of choice, you will write an offer to submit to the seller. They have the choice to accept, reject, or "counter" the offer. (Make a few changes and submit back to you for your acceptance or refusal.)
5. Get approved
   As soon as you have an accepted contract, you will need to meet again with your lender to finish the loan process.
6. Go to settlement
   All inspections will have taken place and the lender will have all papers finalized. As customary in the state of Maryland, settlement will occur with the company the Buyer chooses on the date agreed upon in the contract.